Payment Calculator


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*Pricing on this web site includes all costs to be paid by consumer, except for licensing costs, registration fees, dealer documentary fee of $798, taxes, and dealer fees. Please confirm the accuracy of the included equipment by calling us prior to purchase. All pricing and details are believed to be accurate, but we do not warrant or guarantee such accuracy. The prices shown above, may vary from region to region, as will incentives, and are subject to change. Vehicle information is based off standard equipment and may vary from vehicle to vehicle. Most pre-owned Kia models are eligible for factory certification. Call or email for complete vehicle specific information.

*Some Used vehicles will not include floor-mats or spare set of keys.

*Internet price reflects $1500.00 finance discount. Price will increase by $1500 if not financed through dealer. All advertised prices are plus tax, title, dmv, doc, and dealer fees.

Car Finance Calculator

Price is a top consideration when it comes to choosing your next new vehicle, certified pre-owned model, or quality used car, truck, or SUV on our lot near Plainfield. That’s why our finance team has a tool to help you crunch some numbers! Before taking a test drive, narrow down your choices based on what fits your budget with our monthly car payment calculator.

Learn how our car finance calculator works to see what vehicle fits into your Manville lifestyle. It will help you develop a monthly Kia payment!

How to Use Our Car Finance Calculator

Our monthly car payment calculator allows you to customize your payment based on some basic financial numbers. Keep in mind this is just a guide for your possible Kia payment. Your actual results may vary.

  • Vehicle Price: Do you already have a set budget? Even if you’re unsure, put in the vehicle price to give you a starting point for your Kia payment.
  • Interest Rate: Interest rates can vary widely depending on your creditworthiness and credit history. When you apply for financing to pre-qualify, you’ll have a better idea of what interest rate you might get.
  • Loan Term: Various lenders can have different loan lengths, anywhere from 12 to 84 months. The shorter the loan term, the less interest you’ll pay overall but the higher the monthly payment will be. A longer term loan means lower monthly payments but you’ll pay more total interest. When you change the figures of our monthly car payment calculator, you’ll begin to see what type of car, truck, or SUV you can afford from our dealership near Middlesex.
  • Down Payment: A down payment can help lower the overall amount you need to finance. Any amount is helpful. We recommend at least 20% of the vehicle’s price as a down payment to put into our car finance calculator. With a higher down payment, you’ll have a lower monthly payment and possibly better loan terms.
  • Trade-In Value: Do you have a trade-in? Use our instant cash offer tool to see how much you could get for it. You could use the value of your vehicle towards the down payment of your new vehicle on our lot in Bridgewater.

After you fill in all of the blanks, select the Calculate Payments button to see the results. It’s that easy! Again, play with the numbers to see a realistic figure for your monthly Kia payment. Our finance center is happy to work with you to work out a deal that fits your needs.

Use Our Car Finance Calculator Before Your Test Drive at Bridgewater Kia

If you have more questions, feel free to contact us or call 732-469-4500 to reach a member of our finance team. We’re happy to help in any way we can!