What Credit Score Do I Need to Qualify for Kia Motors Finance?

By Product Expert | Posted in Uncategorized on Wednesday, December 11th, 2019 at 8:38 pm
Couple negotiating with a dealer

Required Credit Score to Finance a Kia Vehicle 

Hey Kia fans, are you looking to purchase or lease a new Kia vehicle? The models in the Kia lineup are lauded for being affordable, but a new car is still a big purchase for most folks. To make driving a new Kia easier on the wallet, many drivers end up financing the vehicle through their preferred financial institution (bank or credit union) or through Kia Motors Finance. 

Kia Motors Finance is the main lender that we work with here at Bridgewater Kia, and there are many advantages to financing with them – most notably the ability to take advantage of sales pricing or special offers like cashback bonuses. 

Best Credit Score for Kia Motors Finance Eligibility 

To be eligible for financing with Kia Motors Finance, the lender typically requires a credit score of 650 to 850. There are a variety of factors that can also determine your eligibility, so contact us here at Bridgewater Kia to learn more. 

Credit-Challenged Financing Options in Bridgewater, NJ 

If your credit score is below 650 and you are not eligible for financing with Kia Motors Finance, we have some good news to share. Here at Bridgewater Kia, we offer financing options if your credit history is less than perfect. We understand that things happen: a mix-up with bills, an unexpected medical test/procedure that slaughtered your savings, or working through a mountain of student loan debt. Even with these issues, you still need a dependable vehicle so you can get to your job and other obligations. 

Our dealership partners with a variety of lenders, so we can help find one that will work with you. 

Additionally, we offer a special Turnkey Bankruptcy Return program that offers an easy and discreet way to give up your vehicle in the event that you file for bankruptcy and need to give up your vehicle. 

To learn more about financing a vehicle, please visit us here at Bridgewater Kia today. 

Contact Our Dealership

Young woman in a red dress behind the wheel of a new car

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